Search Site
Menu
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Attorney Helps Consumers Keep Their Homes

Mission Valley bankruptcy lawyer guides you through the repayment process

If you are employed with a steady income, but are still struggling with overwhelming debt and falling behind on your mortgage, The Law Offices of Ronald E. Stadtmueller can help you get relief and save your home. Chapter 13 bankruptcy allows debtors to pay off a portion of their debts in installments over a three- to five-year period under a court-ordered repayment plan and have the remainder of their qualifying debt discharged. Filed individually or jointly with your spouse, Chapter 13 bankruptcy resembles loan consolidation that lowers your monthly payments to a manageable level. With more than 27 years of experience, I can help you file Chapter 13 quickly and efficiently. Once you have filed for bankruptcy, your creditors must immediately stop collections efforts, including harassing letters and phone calls.

Our Chapter 13 lawyer helps you avoid home foreclosure

One of the many advantages of a Chapter 13 filing is that you can save your home from foreclosure. A court-issued automatic stay stops foreclosure as soon as you file your Chapter 13 petition. You can then cure your delinquent mortgage payments over your repayment period. Chapter 13 requires you to develop a plan with a reasonable schedule for bringing your past-due payments current, allowing you to keep your home. The Law Offices of Ronald E. Stadtmueller has experience with foreclosure matters and I put my knowledge to use to protect your home during the bankruptcy process.

Lowering debt payments and protecting co-debtors

A Chapter 13 plan restructures your secured debts so that you can pay them over a longer period, often in lower payment amounts. In addition, it may be possible to protect co-signers of certain loans so as to avoid putting business partners and family members at risk of loss from your bankruptcy. I do a complete analysis of your financial situation to develop strategies and identify your best filing options.

Contact an experienced bankruptcy attorney in San Diego, California with offices in Mission Valley, Rancho Bernardo, La Jolla and San Marcos

Don’t let crushing debt drive you out of your home. Chapter 13 can protect your home, lower your monthly expenses, and allow you to discharge qualifying debt. Call The Law Offices of Ronald E. Stadtmueller at 858-564-9310 or contact us online to schedule your bankruptcy consultation at any of our offices, Rancho Bernardo, Mission Valley, San Marcos or La Jolla.

Contact us

Please fill out the form below to be contacted

Quick Contact Form

Our Offices
Rancho Bernardo Office
16870 West Bernardo Drive
Rancho Bernardo, California 92127
Phone: 858-564-9310

Mission Valley Office
4025 Camino del Rio South
Suite 300
Mission Valley, California 92108
Phone: 858-564-9310

La Jolla Office
7825 Fay Avenue
Suite 200
La Jolla, California 92037
Phone: 858-564-9310

San Marcos Office
100 E. San Marcos Blvd.
Suite 400
San Marcos, California 92069
Phone: 858-564-9310
Our Business Hours:
Mon-Fri, 8am-5pm
Sat by appt.
Sunday closed.
Why Choose Us?
  • Free Consultations
  • Military Discounts offered
  • Current Chapter 7 Bankruptcy Trustee
  • Over 20 years in practice as a bankruptcy attorney and trustee
  • California Specialist in Bankruptcy Law
  • Former Chapter 13 Bankruptcy Trustee
  • Payment plans available