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Bankruptcy

Bankruptcy Lawyer Fights for Your Fresh Start

Mission Valley attorney providing solutions to overwhelming debt

In our struggling economy, you deserve relief when you are being crushed by overwhelming debt. At The Law Offices of Ronald E. Stadtmueller in Mission Valley, I fight for your right to make a fresh start, free from unmanageable debt and irritating creditors. I draw on 27 years of experience guiding clients in California through the bankruptcy process and am prepared to help you regain a firm financial footing.

Experienced debt analysis for California clients

I perform an in-depth evaluation of your finances before advising you to file for bankruptcy. After reviewing your income, debts and other expenses, I counsel you on the true and total impact that bankruptcy will have on your family, business, home and future credit. If bankruptcy is the right choice for you, I fully explain the process and the outcomes. My comprehensive approach to bankruptcy leaves no doubts, so you can be confident you are taking the right step to secure your future.

Reprieve through the automatic stay

You should not have to endure creditors’ aggressive collection tactics. We can put an end to the harassing phone calls and irksome letters meant to pressure you into paying debts you cannot afford. As soon as you or your business files for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. As your attorney, I take charge of your creditors and give you back your peace of mind.

Your bankruptcy options

The U.S. Bankruptcy Code provides relief for businesses and consumers. Each has different eligibility requirements and different advantages in particular situations. The most common forms of bankruptcy are:

  • Chapter 7 bankruptcy: If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. We can negotiate asset exemptions to limit the disruption to your life.
  • Chapter 11 bankruptcy: If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a court-ordered payment plan. We help you keep the business you struggled so hard to build.
  • Chapter 13 bankruptcy: Chapter 13 bankruptcy can stop lenders from taking your home through foreclosure. Chapter 13 allows you to keep your hard-earned assets and pay debts over time in smaller amounts.

If bankruptcy is the right choice for you, I guide you through the process from start to finish.

Contact a California bankruptcy attorney who will fight for your rights

The Law Offices of Ronald E. Stadtmueller helps individuals and businesses facing overwhelming debts in California. Call me at 858-564-9310 or contact me online to schedule your bankruptcy consultation at any of our offices, Rancho Bernardo, Mission Valley, San Marcos or La Jolla.

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Our Offices
Rancho Bernardo Office
16870 West Bernardo Drive
Rancho Bernardo, California 92127
Phone: 858-564-9310

Mission Valley Office
4025 Camino del Rio South
Suite 300
Mission Valley, California 92108
Phone: 858-564-9310

La Jolla Office
7825 Fay Avenue
Suite 200
La Jolla, California 92037
Phone: 858-564-9310

San Marcos Office
100 E. San Marcos Blvd.
Suite 400
San Marcos, California 92069
Phone: 858-564-9310
Our Business Hours:
Mon-Fri, 8am-5pm
Sat by appt.
Sunday closed.
Why Choose Us?
  • Free Consultations
  • Military Discounts offered
  • Current Chapter 7 Bankruptcy Trustee
  • Over 20 years in practice as a bankruptcy attorney and trustee
  • California Specialist in Bankruptcy Law
  • Former Chapter 13 Bankruptcy Trustee
  • Payment plans available